Money is very important for everyone in the world. Just as the proverb said,” money is not everything, but without money everything is nothing.” However, as almost everything needs money, money is limited for most people. Different people have different opinions towards money. Some prefer to save money, while some would like to use the money ahead. Their reasons are as following.

金钱对于这世界上的每个人都是很重要的。正如谚语所说，“钱不是万能的，但没有钱却是万万不能的”。然而，因为几乎所有的东西都需要钱，所以钱对于大多数人来说是有限的。不同的人对金钱有不同的看法。有些人更喜欢存钱，而有些人则喜欢提前消费。他们的理由如下。

On the one hand, some people think saving money is necessary in life. It is well-known that life is not always smooth. When facing some sudden difficulties that need a large number of money, we can easily solve this problem if we have saved some money before. In addition, storing some money will let us feel at lease. As we know that if anything happen or anything needs money, we can use money to solve it or relieve the serious. In a word, having some spare money is of great help.

一方面，有些人觉得在生活中省钱是有必要的。众所周知，生活并不总是顺顺利利的。当面对一些突发性的困难，需要大量的资金时，如果我们在这之前已经攒了一些钱，我们就可以很容易地解决这个问题。此外，存一些钱也可以让我们心安。因为我们知道如果发生什么事情需要到钱，我们可以用钱来解决或缓解问题的严重性。总之，存有一些多余的钱是很有帮助的。

On the other hand, using the money ahead is the new living trends for people. They consider today is the most important, because yesterday has passes and tomorrow is not arrive. So they use credit card or lend money from others to live a happy life for now. They don’t think using tomorrow money is wrong. For them it is a new way to enjoy life. Tomorrow can’t be predicted, so they have to master today.

另一方面，提前消费是人们现在生活的新趋势。他们认为当下是最重要的，因为昨天已经过去，明天还没到来。所以他们使用信用卡或者向别人借钱来享受当下的生活。他们不觉得提前消费是错误的。对他们来说这是享受生活的新方法。明天是不可预测的，所以他们要把握今天。

To sum up, both opinions have their correctness. But personally speaking, I prefer the former opinion. I think we should not live without responsibility, but just happy. We need to save some money to take the responsibility in our life.

总之，这两种观点都有其正确性。但就我个人而言，我更喜欢前者的观点。我认为我们不应该没有责任感，只图一时之快。我们需要存一些钱来负起生活中的责任。